Top 5 things to know before moving to the UK

Relocating to a new country is always a big step, and the UK is no exception. Whether you’re moving for work, family, or a new adventure, it’s essential to understand not only the practical aspects but also the cultural differences that will shape your experience. At TMS Relocation, we’ve supported individuals and families for over 20 years, helping them transition smoothly into life here. To help you get started, here are five essential things to know before moving to the UK.

1. Understanding UK Culture

The UK is known for its cultural diversity, traditions, and distinct regional identities. From the fast pace of London to the more relaxed lifestyle of towns and rural areas, you’ll find very different experiences across the country. Politeness and queuing (lining up) are taken seriously, and small talk—especially about the weather—is an everyday ritual. At work, punctuality and professionalism are highly valued, but socialising after hours in pubs, restaurants, or cafés is equally part of British culture.

Adjusting to these cultural nuances will help you settle in more quickly. Many expats find that embracing local customs and community activities helps them feel at home.

2. Healthcare: The NHS and Private Options

Healthcare in the UK is provided through the National Health Service (NHS), which offers most medical services free at the point of use. If you are relocating on a work visa, you may need to pay the Immigration Health Surcharge (IHS), which gives you access to the NHS. Registering with a local GP (General Practitioner) should be one of your first priorities once you arrive.

While the NHS is comprehensive, waiting times can be long for certain treatments. Many people choose to supplement their care with private health insurance, especially for faster access to specialists or elective treatments. Knowing how the system works ahead of time will make the transition much smoother for you and your family.

3. Banking and Finances

Opening a UK bank account is an important step in settling into life here. Major banks such as Barclays, HSBC, Lloyds, and NatWest offer a range of services, but setting up an account may require proof of address and employment, which can be challenging for newcomers. Some banks provide “expat accounts” that make the process easier, and digital banks like Monzo, Starling, or Revolut offer convenient online options that are quicker to set up.

Be prepared for differences in payment culture too. Contactless cards and mobile payment systems like Apple Pay and Google Pay are widely used, and cash is becoming less common, particularly in larger cities.

4. Housing and Neighbourhoods

Finding the right home is often the biggest challenge for those moving to the UK. The housing market, particularly in London and the South East, is highly competitive and rapidly evolving. Rental properties can be expensive, with strict tenancy agreements and referencing checks. It’s important to know what to expect in terms of property size and style—UK homes are often smaller than those in other countries, and older properties may have unique quirks.

At TMS Relocation, we help clients navigate this process by arranging accompanied viewings, negotiating terms, and ensuring that the property suits both lifestyle and budget. Knowing the local market and neighbourhoods can make all the difference in feeling comfortable from the start.

5. Transport and Getting Around

The UK has a well-developed public transport system, but how you get around depends on where you live. In London, the Underground (also known as the Tube), buses, and trains make commuting relatively straightforward, although peak times can be busy. In other regions, public transport can be more limited, and having a car may be necessary.

If you plan to drive, check whether you can use your existing driving licence or if you’ll need to exchange it for a UK licence. Traffic drives on the left-hand side of the road, which can take some getting used to if you’re from a right-hand driving country.

Making Your Move Smooth

Relocating to the UK can feel overwhelming, but with the right preparation and support, it can also be an exciting new chapter. Understanding UK culture, healthcare, finances, housing, and transport will give you a head start in settling in with confidence.

At TMS Relocation, our team is here to make the process stress-free—whether it’s finding your perfect home, guiding you through orientation, or helping with tenancy and schooling. If you’re planning a move, let us take care of the details so you can focus on the adventure ahead.